Send money to a customer’s checking account using their debit card number.
Validate in real time

Real-time debit card validation ensures timely delivery of money. Forget about delayed payouts due to incorrect bank account and routing numbers.

Debit card
4342 5611 1111 1118
Bank: WELLS FARGO BANK, N.A.
Card type: Debit
Sample API call

Paying out to a debit card is super simple.

View documentation

Create card
Request
curl https://api.balancedpayments.com/cards \
    -u ak-test-2qEM0Znvd8LIVbZ01LbFHvHgab4fkNr3c: \
    -d name="Johannes Bach" \
    -d number=4342561111111118 \
    -d expiration_month=05 \
    -d expiration_year=2017
   
Response *
{
    "href": "/cards/CC4WPZcJIMRDncSIvm9Sh5u9",
    "can_credit": true,
    "bank_name": "WELLS FARGO BANK, N.A.",
    "type": "debit",
    ...
}
* Some parts of the response have been omitted for brevity.
Pay out to card
Request
curl https://api.balancedpayments.com/cards/CC4KpTthEazr1FUDa9DAj5d3/credits \
    -u ak-test-2qEM0Znvd8LIVbZ01LbFHvHgab4fkNr3c: \
    -d amount=10000 \
    -d order="/orders/OR6YQQbS9HquGwQaxvLy2a7S"
   
Response *
{
    "href": "/credits/CR67ZUFRB0N34yVFJt7Ye6VL",
    "amount": "10000",
    "currency": "USD",
    "status": "pending",
    "links": {
        "order": "OR6YQQbS9HquGwQaxvLy2a7S",
    },
    ...
}
* Some parts of the response have been omitted for brevity.
Pricing
25 per transaction
View complete pricing
Monitor our progress on Github

We’ll outline each task in our public repos and indicate the status of each issue. Once a task is complete, the corresponding issue will be closed.

Show all issues
Repo Completed tasks Remaining tasks
(Opened by )
Frequently asked questions

How long do payouts take?

Payouts are instant for 50% of bank accounts and take 1 – 2 business for others. We're actively working on increasing the coverage for instant transfers.

Can I use previously tokenized debit cards?

Yes, you can issue payouts to debit cards that were previously tokenized on your platform. Note that the cardholder's name is required for push to card.

Will you support international debit cards?

Unfortunately not. This feature is only available for U.S. debit cards.

Is there soft descriptor control?

Yes. Just like ACH payouts and charging a card, you can control the soft descriptor per transaction.

Is there a volume discount?

Not right now, but the goal is to reduce the transaction fee for for everyone.

What are the transaction limits?

The current limit is $2,500 per transaction.

Solve your payments problem today.

Get started